Financial Planning Services

Creative Financial Designs, Inc. strives not only to provide those services that are appropriate and necessary, but also unique, custom, and exceptional products and services. We know that every client has circumstances that create different needs. That is why we provide custom planning and investment management services for those needs.

Financial Planning

Based on your current financial situation, the financial planning department can build you a custom comprehensive or modular financial plan depending on your needs. Your plan will provide you a roadmap that can include all of the following (for a comprehensive plan): cash flow, tax analysis, investment plan, accumulation and education funding, retirement analysis and planning, and estate planning. If you are a business owner, you will be thrilled to know that the team can also build a business plan to help you compare and guide your business needs.

Read and Answer the Following 10 Questions

• Are you concerned with the probability of success with your current retirement plan?
• Do you feel like your finances are spiraling out of control?
• Do you feel like you make a decent amount of money and have nothing to show for it?
• Do you feel like you pay too much in taxes?
• Are you concerned with your ability to pay for your children’s college education?
• Do you currently have any outstanding debt?
• Are you concerned with how financially stable your family would be should you pass away?
• Are you concerned with your ability to provide for you and your family in the event of a disability?
• Have any big financial changes recently occurred or are on your horizon?
• Are you concerned your estate won’t pass to the heirs of your choice?

If you answered Yes to any of these questions or have additional financial concerns, a financial plan may be right for you. The planning process is a detailed and comprehensive process that helps guide you to your financial future. Read below to see how our planning process works.

The Planning Process

1. Your trusted financial adviser meets with you (the client) during an “Initial Interview” to determine if a financial plan is right for you.
2. You will then be asked to complete some basic information about yourself & your financial goals.
3. Your financial adviser will send this information, along with other basic financial data (Paystubs, Investment Statements, Tax Returns, Wills/Trusts, Etc.), to the planning team at the Creative Financial Designs home office.
4. The planning team will construct your very own Individual Financial Plan based on the goals you have pre-determined.
5. The planning team sends the completed plan to your financial adviser’s office ready to be presented to you.
6. The adviser contacts the planning team if any additional scenarios or recommendations are requested.
7. With guidance from your financial adviser, you determine which individual recommendations to implement.

This entire process takes about three weeks to complete, and any updates to your financial plan are free for up to one year after the plan was created.

Comprehensive Plans

• Personal Financial Plans
• Business Financial Plans

Modular Plans

• Budget Analysis
• Investment Analysis
• Education Analysis
• Retirement Analysis
• Tax Analysis
• Income Funding
• Medicaid Planning
• Estate Analysis
• Accumulation Analysis

Additional Resources

• Hourly Fee Services
• Review Services

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